How to Calculate Your Debt-to-Income Ratio
How to Calculate Your Debt-to-Income Ratio at a Glance: Tally all your monthly debt-related payments, including housing. Figure out your gross monthly...
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How Long Does It Take to Dispute a Credit Report? 4 Steps to Take Now
How long does it take to dispute a credit report item? If you think something on your report is a mistake, knowing...
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Have You Made These 4 Mistakes? Here’s How to Raise Your Credit Score
Knowing how to raise your credit score is essential if you ever make mistakes that affect your credit health. And we all...
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Making a Resolution to Repair Your Credit Score? 4 Things to Consider in 2021
With many people out of work because of the pandemic, last year was a difficult year, financially speaking, so why not make...
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Fast Credit Repair over the Holidays? 4 Simple Steps Make It Possible!
Need fast credit repair? Use the holiday shopping season to take these four simple steps toward better financial health. Believe it or...
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My Identity Was Stolen! How to Rebuild Your Credit after Identity Theft
My identity was stolen! What can I do to stop the damage from spreading, and how do I fix what was broken?...
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What Credit Score Do You Need to Buy a House? It Depends on a Few Factors
What credit score do you need to buy a house? Knowing the answer to this critical question can save you a lot...
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When I Check My Credit Score, Do I Get Penalized? What to Know about Monitoring Your Credit Health
Is my credit affected when I check my credit score? If you have ever asked this question, you are not alone. This...
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What Is a Good Credit Score and Why Does It Matter? 3 Critical Facts You Should Know
What is a good credit score and why should you care? If you have ever asked these questions, you are not alone....
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Is Credit Repair Possible?
YES! It is no surprise that in these tough economic times people are faced with the difficult task of credit repair. Many...
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The 5 Most Important Factors
There are 5 factors that have the greatest impact on your credit score: 35 % – Payment History: Your record of bill...
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What is a credit score?
In recent years, a simple 3-digit number has become critical to your financial life. This number, known as a credit score,...
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Does a poor credit score really matter?
Yes. The answer is unequivocally yes! In fact, sometimes all it takes is a single missed payment to knock more than...
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Soft Pull vs. Hard Pull
Soft Pull vs. Hard Pull On a credit report, when a third party looks at your credit score, this is called...
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How to read a credit report
How to read a credit report If you thought grades ended when you graduated from school, think again. As an adult,...
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