Credit Education

The more you know about your credit, the easier it is to recover

My Identity Was Stolen! How to Rebuild Your Credit after Identity Theft

My Identity Was Stolen! How to Rebuild Your Credit after Identity Theft

My identity was stolen! What can I do to stop the damage from spreading, and how do I fix what was broken?...
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What Credit Score Do You Need to Buy a House? It Depends on a Few Factors

What Credit Score Do You Need to Buy a House? It Depends on a Few Factors

What credit score do you need to buy a house? Knowing the answer to this critical question can save you a lot...
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When I Check My Credit Score, Do I Get Penalized? What to Know about Monitoring Your Credit Health

When I Check My Credit Score, Do I Get Penalized? What to Know about Monitoring Your Credit Health

Is my credit affected when I check my credit score? If you have ever asked this question, you are not alone. This...
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What Is a Good Credit Score and Why Does It Matter? 3 Critical Facts You Should Know

What Is a Good Credit Score and Why Does It Matter? 3 Critical Facts You Should Know

What is a good credit score and why should you care? If you have ever asked these questions, you are not alone....
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Is Credit Repair Possible?

Is Credit Repair Possible?

YES! It is no surprise  that in these tough economic times people are faced with the difficult task of credit repair.  Many...
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The 5 Most Important Factors

The 5 Most Important Factors

There are 5 factors that have the greatest impact on your credit score: 35 % – Payment History: Your record of bill...
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What is a credit score?

What is a credit score?

  In recent years, a simple 3-digit number has become critical to your financial life.  This number, known as a credit score,...
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Does a poor credit score really matter?

Does a poor credit score really matter?

  Yes.  The answer is unequivocally yes!  In fact, sometimes all it takes is a single missed payment to knock more than...
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Soft Pull vs. Hard Pull

Soft Pull vs. Hard Pull

Soft Pull vs. Hard Pull   On a credit report, when a third party looks at your credit score, this is called...
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How to read a credit report

How to read a credit report

How to read a credit report   If you thought grades ended when you graduated from school, think again. As an adult,...
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